Is now the time?
You know the story: Cheerios are scattered on the kitchen counter, shoes are piled in the entryway, and fall activities (is it your turn to bring snacks for the soccer team?) are in full swing. Amid the happy chaos of back-to-school season, many parents wonder if their current home is meeting their busy family's needs—and if now is the right time to move. Woodside homes create tranquility for even the most active families. Whether your family needs inviting outdoor spaces, a dedicated home office, nooks and lofts for playing, or a soothing space for you to unwind, our houses are thoughtfully designed to make home the place you and your kids love most. And thanks to the 2-1 buydown event for our Move-in Ready Collection this fall, you don’t need to wait for interest rates to drop: We have lower rates now.
Get a rate as low as 5.75%*
Here's how it works. A 2-1 buydown gives you a lower interest rate for two years when you buy your home—a critical time for families who are settling in. Typically, the rate is 2% lower the first year, 1% lower the second year, and then moves to the regular rate afterward. This type of mortgage agreement eases the transition for families and can result in big savings on your Woodside move-in ready home.
This season, you can lock in a 2-1 buydown rate as low as 5.75%, saving hundreds of dollars on your monthly payments. Plus, you have the option to refinance. Many homebuyers use 2-1 buydowns to build up their savings for two years, then refinance their home shortly thereafter—saving tens of thousands of dollars over time.
Here’s an example* of how the 2-1 Rate Buydown Event can help you save on your move-in ready home:
There’s another way to reduce costs, too. Instead of a mortgage rate buydown, you can opt to use up to $20,000** toward closing costs and personalized upgrades—so you can feel right at home the second you walk through the door.
Let’s get you home… today
Woodside homes aren’t just being offered at a lower monthly cost for your family—they’re ready now. Skip the contractors, skip the wait time, skip the projects that previous owners left behind. Our homes are designer-curated, equipped with solutions for the modern family, and built with materials that are healthy for you, your kids, and the environment. Plus, Woodside homes are valued for their safety, communities, and quality schools.
Discover a peaceful space designed for your family to thrive. Explore our Cozy Up to 5.75% Rate Buydown Event to begin your new home life.
*The hypothetical example 2-1 buydown scenario represented above assumes an owner-occupied home with a 30-year fixed-rate conventional loan having a purchase price of $562,500, 20% down payment (loan amount of $450,000), and a minimum credit score of 740 with an example rate of 7.75% (7.823% APR) (the “Note Rate”), and factoring in estimated prepaids and closing costs. The rate is temporarily reduced to 5.75% for Year 1, 6.75% for Year 2, and then increases to the Note Rate for Years 3 – 30 inclusive. Buyer must qualify for financing at the Note Rate. Payments and potential savings do not include amounts for HOA, taxes, and insurance. Rates, terms, and availability of programs are effective on the date of publication and are subject to change without notice.
**The offer to receive up to a cumulative $20,000 credit to be used towards closing costs (subject to certain limitations), a 2-1 buy-down, and select options and upgrades is subject to change without notice and may not be combined with other promotions, offers, incentives, or discounts. No cash or credit for any unused credit. Offer funds come from the builder and are subject to contribution limitations. Requires use of one of seller’s preferred lenders, see Sales Professional for details. Valid only on new home contracts entered into by buyer and accepted by Woodside Homes between 10/12/2023 and 12/15/2023 for select Move-in Ready Collection (“MIRC”) homes that close on or before 12/31/2023. See Sales Professional for details on which MIRC homes qualify for this offer. Offer not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Woodside Homes cancelled for any reason. Interest rate and available loan products are subject to underwriting, loan qualification, and program guidelines. Not all applicants will qualify. Other terms, conditions, restrictions, and limitations may apply, contact your Sales Professional for details. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified, or exemptions are available. Woodside Homes reserves the right to change or withdraw any offer or incentive at any time.
Interior images are for representation only and do not reflect homes currently available for sale. If you are working with a REALTOR or real estate agent, they must accompany and register you on your first visit. Not all features depicted are available for inclusion in all new home builds. Some incentives could affect the loan amount. Woodside Homes reserves the right to change floor plans, features, elevations, prices, materials, and specifications without notice. Persons pictured do not reflect racial or other demographic preferences. This advertisement is for illustration purposes only and is not part of a legally binding contract. Please see a Woodside Homes Sales Professional for full details. © October 2023 Woodside Homes.